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SwifTrail
ONE FINANCIAL PLATFORM · BUILT IN INDIA · SERVING THE WORLD

All Things Financial.
One Platform.

Payments that move at the speed of business. Collect, pay out, hold in escrow, verify, offer cards and deposits — in India and across 180+ countries — routed by AI across 25+ banking pipes, so every transaction takes the fastest, most reliable path.

Processed through RBI-licensed Payment Aggregator partners & partner banks · PCI-DSS compliant infrastructure · Powered by Global eServe Technologies LLP

UPICardsNet bankingWalletsEMI & BNPLIMPSNEFTRTGSQR & POSAEPSBBPSEscrowSWIFTSEPA & ACHMulti-currencyVerification
25+
Banking & PA pipes
99.9%
Platform uptime
180+
Countries served
150+
Currencies
350+
Team members, since 2016
WHY SWIFTRAIL

One bank. One pipe. One point of failure. Not anymore.

Most gateways route every transaction through a single bank connection. When that bank slows down, your checkout fails and your payouts stall. SwifTrail holds 25+ pipes open at once and picks the best one per transaction — in milliseconds.

Smart Routing

Real-time selection of the highest-success pipe for every transaction, with automatic failover the moment a bank degrades.

25+pipes held open

Multi-Pipe Redundancy

Pay-in and payout pipes across multiple partner banks and RBI-licensed aggregators, plus Kotak Mahindra Bank escrow.

99.9%platform uptime

Intelligence Built In

AI fraud scoring, automated reconciliation and predictive chargeback alerts on every single rupee that moves.

41 msrouting decision
HOW IT WORKS

From sign-up to live in days, not months

01

Onboard

Share your business documents. Our team completes KYC and configures your pipes.

02

Integrate

Plug in via REST API, SDKs, plugins, payment links or no-code checkout.

03

Scale

Watch settlements, success rates and risk in one dashboard, and add products as you grow.

DEVELOPERS

Developers ship faster on SwifTrail

Clean REST APIs for pay-in, payouts, verification, cards, deposits, insurance and cross-border; predictable webhooks; a sandbox from day one; SDKs for every stack.

NodePythonPHPJavaGo.NETReact NativeFlutter
sandbox
            

Live sandbox calls — hover to pause.

INDIA AND THE WORLD

Built in India. Serving businesses worldwide.

The same platform runs a kirana store's UPI QR in Nagpur and a SaaS company's USD collections in Austin. Whichever side of the border you're on, SwifTrail is already there.

India, end to end

  • UPI, cards, net banking, wallets, EMI
  • IMPS / NEFT / RTGS payouts, 24×7
  • Kotak Mahindra Bank escrow
  • AEPS, DMT, BBPS for retail networks
  • KYC & verification APIs
  • Credit cards, FDs, insurance and government schemes through partners
Explore the India stack

The world, from one platform

  • 180+ countries · 150+ currencies
  • International cards, Apple Pay, Google Pay, PayPal, SEPA, ACH, PIX and 100+ local methods
  • Global virtual accounts in USD, GBP, EUR, AED, SGD and more
  • SWIFT and local-rail payouts to suppliers, partners and teams
  • Compliance documentation handled with authorised partners
Explore SwifTrail Global
Corridors live today

One platform,
every corridor

Collections into India and payouts out of it, moving over the same platform — with new markets opening through our authorised banking and cross-border partners.

180+
Countries served
150+
Currencies
19
Priority corridors
T+1
Typical settlement
Collections (inbound)Payouts (outbound)Corridors shown are priority markets
SECURITY

Bank-grade security on every pipe

The controls that keep regulated partners, card networks and your auditors comfortable — running by default on every transaction.

PCI-DSS compliant
Card data never touches your servers
ISO 27001-aligned ISMS
Documented controls, audited yearly
RBI CoFT tokenisation
Network tokens on every saved card
AES-256 · TLS 1.2+
Encrypted at rest and in transit
2FA & IP whitelisting
Locked-down dashboard and API access
AI fraud monitoring
Every transaction scored in real time
AML/KYC screening
Sanctions and PEP checks built in
Data hosted in India
Payment data stays onshore, per RBI

Bring all things financial onto one platform.

Talk to our team about custom pricing, migration support and a dedicated integration engineer.